Quickly get best finance offers with ourLoans Finder Services
Easily find your best credit offer with our complete commercial and consumer loan services. The best rates sourced from our huge 80 plus lender market coverage, complete selection of credit products and sharp, experienced brokers to do the hard work for you.

Compare Our Loans Finder Competitive Interest Rates – 80+ Lenders
Finding the most competitive rates currently available in the market does not need to be time-consuming and tedious. The process can be quick and easy with our brokers handling the searching for you.
Key to those best rates can be finding which lender is best aligned with your individual profile and requirements. With our extensive market coverage and knowledge of individual lender guidelines, we quickly find the most suitable lender for you. Our skilled brokers negotiate on rates and loan conditions, utilising not only our expertise but our leverage in the market.
Delivering cost-effective loan solutions across our complete portfolio of business and personal credit products. See exactly how competitive our current rates can be by estimating your repayments. The interest rate offered is dependent on individual credentials.
To have your most competitive rate found for you, request a quote!
Our lending market coverage is extensive and varied, ensuring as many options are covered in finding the most competitive rates. Our 80+ lender accreditations provide borrowers with a wide selection of options from both the banking and non-banking sector. Connect with us to find your most affordable loan.
- Find best rates from 80 plus lender market coverage.
- Loans from banks and non-bank lenders.
- Skilled experts to find your most suitable finance offer.
Complete Loans Finder Service – All Commercial and Consumer Finance Options Available
A Secured Personal Loan is the most popular credit choice for buyers of new and many second-hand cars, boats, motorcycles and recreational vehicles. The format is straightforward with the lender accepting the goods as the loan collateral and the borrower repaying the finance in scheduled monthly payments. Competitive fixed rates, fixed terms and fixed repayments, with usually no additional collateral required, make this loan highly sought after and available through multiple credit providers. To find your best option, consider the credit minimums and maximums offered by lenders, the terms available, eligibility of your profile and the goods being financed, and if any special conditions apply. Your approval and the amount you will be approved to borrow will be determined by the individual lender guidelines. We assist by finding your best lender match, ensuring you also find the most competitive rates. To find your most suitable personal secured loan, contact us.
Individuals often require a loan to assist them to reach their life goals and realise their ambitions and aspirations. An Unsecured Personal Loan is a versatile credit option which can suit many purposes. These can include weddings, special events, travel, vacations, medical expenses, education and training fees, furniture and appliances, and other personal expenditure. No security is required with assets, making this a widely accessible credit option. These loans are available through many credit providers, but rates, conditions and eligibility vary with individual lenders. To find your most suitable option, note if the interest rate is fixed or variable. A fixed rate remains unchanged over the term while a variable rate is subject to change. Check if the lender’s minimum and maximum loan limits meet your requirements. Review their eligibility and look for any special conditions. Contacting us can make the search for the most suitable unsecured credit faster and easier.
Finding the most workable asset finance for heavy vehicles, vans, vessels, motor vehicles, plant, machinery and equipment can involve considering more than just the interest rates available. While we focus on sourcing the most competitive rates, our brokers also provide businesses with expertise to negotiate finance terms in line with ROI targets and ownership cycles, balloons to deliver repayments that don’t pressure cash flow, and an overall solution that contributes to achieving the operator’s objectives. Our portfolio of commercial credit facilities includes Asset Lease, Novated Lease, Chattel Mortgage, Commercial Hire Purchase and Rent-to-Own – products to suit all business structures and set-ups. Whether a small or large concern, connect with us to have your asset finance personally sourced and tailored to meet your objectives by our brokers.
We make it simple for commercial operators to access specialist funding facilities to target specific needs. Cash flow shortages and pressures is an extremely popular issue faced by many businesses in all types of industries. Our highly competitive rates on Lender Overdrafts may provide a workable solution for the short-term or as an ongoing line of credit. General business expenses not suitable to asset finance may be met with flexible Business Loans, either secured or unsecured. Insurance Premium Funding is a specialist loan specifically designed to enable large insurance premiums to be covered in installments rather than one large payment. Not receiving timely payment from customers can place major pressure on many operations. With the assistance of cost-effective Debtor Invoice Finance, this pressure may be eased. Speak with our brokers about a workable solution for your major business issues.
Finding affordable loans as a new business operation can be a major hurdle. Commercial credit applications require financial documentation, usually for at least 12 months. Documents and records that new and start-ups have not had time to acquire. Our access to non-bank lenders that approve business loans without financials, provides new operators with the opportunity to obtain the finance they require. Low Doc and No Doc finance is available across our portfolio of asset finance facilities and for other commercial credit options. To discuss if you are eligible for no financials commercial credit, speak with one of our brokers.
Secured or Unsecured Personal Loan? Know the Difference
With rates, conditions and features varying with credit products and from different lenders, selecting the right loan is a very important initial step. The two main types of consumer credit products or personal loans are secured and unsecured loans. Secured loans use the goods that are being financed as the collateral or security for the loan. Many borrowers may not have to provide additional collateral. With the loan secured, lenders offer their best rates on secured products and can be flexible in offering higher loan limits. This type of loan is widely used for cars, boats, RVs and motorbikes. Insurance will be required on the goods, so allow for that cost. An Unsecured Loan does not require collateral and can suit many purposes such as travel and holidays, special events such as weddings, medical and educational expenses, home appliances and similar. With no collateral the rates are higher so take this into account. Lenders determine the amount you will be approved to borrow by assessing the loan to value ratio and your credit profile – how much you are borrowing compared with the value of the goods. Borrowing less by making a larger deposit may attract a better rate. To discuss your loan options, contact us.
Select the Business Finance Facility that Works for the Operation
Businesses have a large selection of commercial credit facilities and ensuring the finance product is suited to the structure and objectives of the entity can be crucial to the outcomes. Asset finance for motor vehicles, trucks, commercial marine vessels, plant, machinery and equipment includes Rent-to-Own, Leasing, Chattel Mortgage and Commercial Hire Purchase. The decision as to which is the most suitable will depend on the method of accounting the business implements, their approach to their balance sheet and tax deductions and financial objectives. Speaking with an accountant is advised. For other business funding purposes such as non-asset expenditure and supporting cash flow shortages operators may consider a Lender Overdraft and Unsecured and Secured Business Loans. As commercial finance specialists we also provide finance solutions to target key issues – Debtor Invoice Funding and Insurance Premium Funding and Low Doc and No Doc options for new operators. For expert support in securing the most workable solution for your business, speak with our brokers.
Prepare, Plan, Estimate and Review
Taking on finance can be a major decision and being well-prepared may contribute to securing the best outcome. Our finance calculator is an ideal tool to assist with preparing and planning for both your loan and your purchase. Repayment estimates can be calculated for all types of loans. With all values easily changed to get another estimate, the calculator can be helpful to compare loans on different priced goods and support buying decisions. Assisting buyers to consider goods within their repayment affordability budget. Interest rate offers are very much dependent on the credit score and financials. Reviewing the credit reporting and paying off other debts prior to applying for a new loan may result in a better loan offer.
Confidently Proceed with Pre-Approved Finance
Knowing exactly how much you are approved to borrow and what monthly payments are involved can be invaluable information when choosing which make or model to buy. Getting a pre-approved loan provides buyers with that information. Applications for all types of loans – business and personal, can be submitted and conditionally approved prior to finalising or committing to a purchase. We process the applications based on an estimated loan amount. With conditional approval, buyers know their credit limit and can confidently proceed to buy within the parameters of their finance. Avoiding possibly poorly considered, last minute decisions in signing up for finance at higher rates and less workable conditions. Apply now for a pre-approved loan.
Avoid Damaging Your Credit Profile – Engage a Finance Broker
Many people do not know that their efforts to find the best rates and loan offers can actually be having a negative impact on their credit prospects. When applying for multiple loans, lenders report these applications to the Credit Reporting Agencies. When other lenders review the report, these multiple requests for the same finance can be seen negatively and result in higher rates, lower loan limits and other conditions. When using a broker, multiple lenders are covered without a negative impact on the credit profile. Our expert brokers are available for both personal and business borrowers, connect with us now to have your loan professionally arranged.
More than a Loans Finder! Personal, Comprehensive Service - Our Brokers Source & Secure Your Best Finance Offer
- Expert finance brokers to personally handle your loan requirements.
- Directly access specialist services to find the right loan.
- Broker services for personal loans & business finance.
- No referral is required.
- Save time in finding your loan.


Use the Loans Finder Calculator to Get Fast Finance Estimates
Use our convenient finance calculator to assist in your efforts to find the right loan and support your buying and finance decisions. This handy online tool can be used to calculate repayment estimates on all credit products, business and personal. No particular skill or finance knowledge is needed. The calculator follows a universal online format to make it fast and easy to use.
The fields are clearly marked, and users simply type in the values for their loan – total required, interest rate, term, and balloon for businesses seeking CHP and Chattel Mortgage. When the fields are filled, the monthly repayment for that combination of amounts is shown. Want repayments for a different borrowing total for a different make or model? Simply change that value. All fields can be changed to calculate estimates on any number of combinations for comparison and evaluation.
Compare options from different lenders, decide on deposits, obtain figures for budgeting, evaluate the affordability of purchases and borrowings. Get your estimate and follow-up by requesting a quote based on your exact credentials.
- Find loan estimates quickly and easily.
- Find figures for budgeting and comparisons.
- Find repayment estimates for all types of loans.
Apply for Your Best Finance - Streamlined Process, Fast 24 hour Approval
Easily find your best finance option by applying with our streamlined system. We offer a simple loan application process with your broker advising of requirements, guiding to the most suitable lender and loan product, and handling all lender negotiations and arrangements.
We focus on your best interests with prompt attention to every enquiry and fast 24 hour loan approval for most applicants. Use our online systems or apply by phone.


The most frequently asked questions
What is the difference between fixed and variable interest rates?
Fixed interest rates do not change during the loan repayment term. This means that repayments do not change either. Variable interest rates can change if the lender changes their rate for that particular loan product. Lenders generally change their rates in a timeframe aligned with RBA rate fluctuations.
I’m starting up as an owner-driver, what are my truck loan options?
New owner-drivers may finance trucks with their choice of Lease, Rent-to-Own, Chattel Mortgage or Commercial Hire Purchase. Low Doc facilities may need to be sourced through brokers if full documentation is not available.
What are Comparison Interest Rates?
Comparison Interest Rates apply to consumer loans. The rate is the rate when calculated on a specific loan using the advertised rate and when lender fees and charges have been included. Displaying a Comparison Rate is an ASIC requirement for consumer credit providers.
What deposit is needed to get a personal car loan?
The deposit an individual buyer will require to obtain a car loan will depend on how much they are approved to borrow by the lender. Lenders do not determine deposits. They determine how much they will extend to a borrower, the credit limit. Borrowers will need to make a deposit to cover the difference between the purchase price of the car and the loan amount.
Can I get a wedding loan?
Unsecured Personal Loans may be used to finance wedding expenses. This is a versatile credit option which is used for many personal purposes. Subject to lender approval.
What finance is available for restaurant kitchen equipment?
Restaurant kitchen equipment would be considered business assets, with financing available with the operator’s choice from CHP, Rent-to-Own, Lease and Chattel Mortgage.
Will my heavy vehicle finance include the prime mover and trailer?
Where a prime mover and trailer are purchased in the one transaction from the same supplier, they may be included in one single finance arrangement. Where purchased separately, separate loans may be required.
Will my business car loan payments be a tax deduction?
Motor vehicle Lease payments are fully tax deductible. The interest including in Chattel Mortgage and CHP payments is deductible. A deduction through depreciation is available with CHP and Chattel Mortgage.
Is GST included in estimates calculated on a finance calculator?
No. Online finance calculators calculate figures based purely on the values entered by the user. Not all loan payments will be subject to GST. Where GST is applicable, this will be advised when a quote is sourced.
What equipment leasing terms are available?
Terms for equipment leasing may be approved for typically up to 7 years.
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